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・ Consumer Broadband and Digital Television Promotion Act
・ Consumer Broadband United Kingdom
・ Consumer capitalism
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・ Consumer confidence index
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・ Consumer Council (Hong Kong)
・ Consumer Council for Water
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Consumer Credit Act 1974
・ Consumer Credit Act 2006
・ Consumer Credit Protection Act
・ Consumer credit risk
・ Consumer culture theory
・ Consumer Data Industry Association
・ Consumer debt
・ Consumer demand tests (animals)
・ Consumer Direct
・ Consumer economics
・ Consumer economy
・ Consumer education
・ Consumer Education Foundation
・ Consumer electronics
・ Consumer Electronics Association


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Consumer Credit Act 1974 : ウィキペディア英語版
Consumer Credit Act 1974

The Consumer Credit Act 1974 ((c 39 )) is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within the United Kingdom.
Prior to the Consumer Credit Act, legislation covering consumer credit was slapdash and focused on particular areas rather than consumer credit as a whole, such as moneylenders and hire-purchase agreements. Following the report of the Crowther Committee in 1971 it was decided that wide-ranging reform of consumer credit law was needed, and a bill to do this was introduced to Parliament. Despite its progress through Parliament being disrupted by a general election, the bill passed quickly through the legislative process thanks to support from both the government and the opposition, coming into law on 31 July 1974.
The Act introduces new protection for consumers and new regulation for bodies trading in consumer credit and related industries. Such traders must have full licenses from the Office of Fair Trading, which may be suspended or revoked in the event of irregularities. The Act also regulates what may be taken as security, limits the ways in which credit organisations can advertise and gives the county courts the ability to intercede in the case of unfair or unjust credit agreements. It also gives additional rights to the debtor, including certain limited rights to cancel concluded agreements. The Act was amended by the Consumer Credit Act 2006.
==Background==


抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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